risk

February 5, 2019

Mortgage Defect Risk Rises to 4-Year Peak

In December, defect risk continued to rise across the country, according to the latest First American Loan Application Defect Index. According to the report, the frequency […]
January 24, 2019

Government Shutdown Increases Mortgage Lender Risk

As the partial government shutdown drags on and 800,000 federal workers remain unpaid, experts at Moody’s Investors Service issued a note of caution to mortgage lenders […]
November 19, 2018

Subprime Mortgage Loans on the Rise

The number of subprime loans originated is increasing with gains across personal loans, credit cards, auto finance, and mortgages. TransUnion’s Industry Insights Report shows that while […]
November 5, 2018

Mortgage Delinquencies See Largest Monthly Spike in 10 Years

Mortgage delinquencies surged in September, bringing the largest single-month delinquency spike in a decade, according to the latest First Look data report from Black Knight.  Mortgage […]
November 1, 2018

Weakening Credit Conditions Put Mortgage Lending at Risk

Credit ratings agency, Moody’s Investors Service, just released a report citing deterioration in overall loan quality in the mortgage lending market.  The analysts there think the […]
October 19, 2018

Recession Risk is Currently ‘Below Average’

The U.S. economic expansion is probably only in its middle stages, with the chances of a recession in the next three years at a “below average” […]
October 18, 2018

Hurricane Aftermath: The Impact on the Real Estate Market

Hurricane Michael made landfall Wednesday, ravaging the Florida panhandle and leaving significant devastation in its wake as wind gusts surpassed 150 mph.  The storm, which was just […]
October 17, 2018

Foreclosure Activity Sinks to Lowest Level in 13 Years

There was a significant decrease in foreclosures at the end of the third quarter of 2018, according to ATTOM Data Solutions’ latest Foreclosure Market Report.  According […]
August 20, 2018

Mortgage Defect Risk Improves in Almost All States

The rate of mortgage defects was down by more than 8% year-to-year during the month, according to First American Financial Corp.’s Loan Application Defect Index. Among […]