lending

June 19, 2019

Bank Card Issuers Prepare for Next Downturn

Recent comments by two large credit card issuers suggested that the card industry has moved into a new stage of preparation for the eventual end of […]
June 17, 2019

FHA Loans Becoming More Risky

Citing rising risks among the mortgages it is backing, the Federal Housing Administration announced earlier this year that it was changing some of its lending rules.  […]
June 6, 2019

Household Debt Hits $13.67 Trillion

Total U.S. household debt rose 0.9% from the prior quarter to $13.67 trillion in the first three months of 2019, about in line with the pace […]
April 16, 2019

2108 Set New Record for Commercial Real Estate/Multifamily Lending

Commercial and multifamily lenders had another banner year in 2018, when closed-loan originations rose 8% to a high of $574 billion. “Borrowing and lending backed by […]
March 26, 2019

HELOC Demand Falls to 15-Year Low

Home equity is sitting above the $15 trillion mark nationwide, according to the Federal Reserve, but interest in more costly forms of debt, like credit cards […]
February 26, 2019

FinTechs Lead Banks in Personal Lending

FinTechs, not traditional banks, appear to be preferred method of taking out unsecured personal loans in the U.S., with the market hitting an all-time high last […]
January 24, 2019

Government Shutdown Increases Mortgage Lender Risk

As the partial government shutdown drags on and 800,000 federal workers remain unpaid, experts at Moody’s Investors Service issued a note of caution to mortgage lenders […]
November 7, 2018

Home Equity Lending is Poised to Soar

Home equity levels continue to rise, and all signs point to a market ripe for home equity lending, according to a recent report from consumer credit […]
November 6, 2018

Multifamily/ Commercial Mortgage Lending Hits New High

High property values and low mortgage rates pushed commercial and multifamily originations beyond their projected totals in 2017 to a new market peak, according to the […]