home loan

April 2, 2019

Income Application Fraud Risk on the Rise

As the housing market becomes more competitive, homebuyers are increasingly pressured to seek out larger loans – leading some to misrepresent their income on loan applications. […]
March 26, 2019

HELOC Demand Falls to 15-Year Low

Home equity is sitting above the $15 trillion mark nationwide, according to the Federal Reserve, but interest in more costly forms of debt, like credit cards […]
March 18, 2019

Mortgage Lender Optimism Improves Slightly

In the first quarter of 2019, Fannie Mae’s Mortgage Lender Sentiment Survey revealed the net profit margin outlook for mortgage lenders retreated 8% from the previous […]
March 5, 2019

Mortgage Fraud Risk Jumps 4.6%

In January, declining mortgage rates mixed with higher loan applications led to more risk of fraud and other errors in the home loan applications, according to […]
November 19, 2018

Subprime Mortgage Loans on the Rise

The number of subprime loans originated is increasing with gains across personal loans, credit cards, auto finance, and mortgages. TransUnion’s Industry Insights Report shows that while […]
November 7, 2018

Home Equity Lending is Poised to Soar

Home equity levels continue to rise, and all signs point to a market ripe for home equity lending, according to a recent report from consumer credit […]
October 18, 2018

Hurricane Aftermath: The Impact on the Real Estate Market

Hurricane Michael made landfall Wednesday, ravaging the Florida panhandle and leaving significant devastation in its wake as wind gusts surpassed 150 mph.  The storm, which was just […]
September 27, 2018

Mortgage Rates Surge, at Highest Point Since 2010

Mortgage rates inched forward for the fourth consecutive week, according to Freddie Mac’s latest Primary Mortgage Market survey.  Freddie Mac Chief Economist Sam Khater said the […]
September 12, 2018

Tappable Equity Hits All-Time High

The amount of home equity accessible to America’s 44 million homeowners has surpassed $6 trillion – the highest level in history. Now, Americans have three times […]