February 13, 2018

Equifax Hack Just Got Worse

The Equifax breach may have exposed more personal information of customers than previously thought.  Additional information, including tax IDs and driver’s license details, may have been […]
January 3, 2018

Best and Worst States for Consumer Credit Scores

Consumer credit varies nationally due to regional variations in income and the cost of living.  According to a new study from LendEDU and Experian, the Northeast […]
November 13, 2017

Will Regulation Solve Cybersecurity Problems?

Cybersecurity was a main topic at a recent New York banking conference.  According to Arthur Lindo, senior associate director of the Fed’s division of supervision and […]
September 29, 2017

What’s Next for Consumer Data Security?

For Equifax, the fallout from its massive data breach is far from over.  The company is facing numerous inquiries from government agencies and even lawsuits.  The breach exposed serious […]
October 5, 2015

Sub-prime Mortgages Continue to Climb

Mortgage originations to those with subprime credit scores continued to climb steadily over the first 5 months of 2015, according to data from the latest Equifax […]
March 19, 2015

Credit Bureaus Will Offer Relief for Medial Debt

Big changes are coming for your credit report – eventually.  The 3 major credit reporting bureaus,Equifax, Experian and TransUnion, have agreed to make several significant changes over how […]
February 24, 2015

Lenders Step Up Loans to Subprime Borrowers

Loans to consumers with low credit scores have reached the highest level since the start of the financial crisis, driven by a boom in car lending […]
January 15, 2015

Why Did My Credit Score Drop?

Being late on one bill can’t hurt your credit score that much, right? Wrong! Not only can a single, small late payment slice 100 points off […]
January 13, 2015

Experian Now Offers FICO Credit Scores

Experian, one of the three primary credit bureaus, is now offering FICO scores when consumers sign up for its credit-monitoring products and services.  FICO is the […]