November 3, 2011
November 3, 2011
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After the CARD Act regulations squeezed banks’ profit margins, some abusive practices were ended while new loopholes opened. Underwriting, which is the process issuers and banks […]
November 1, 2011
November 1, 2011
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According to financial services consulting firm Javelin Strategies and Research, identity theft affects 11 million people a year, at a cost of $54 billion. If you […]
October 27, 2011
October 27, 2011
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Your credit score – issued by each of the three major credit bureaus (Equifax, Experian, and TransUnion) – is your personal rating of creditworthiness. A shoddy […]
October 24, 2011
October 24, 2011
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Does your household have an income? Is that income less than $500,000 a year? Then welcome to the 99%. Curious to see where you stand? Here’s […]
October 18, 2011
October 18, 2011
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You go shopping to get a few items to update your wardrobe. You try on outfit after outfit, separating the items into two piles: buy and […]
October 11, 2011
October 11, 2011
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It’s not too early to get a head start on the holidays — saving for the holidays, that is. By making moves now to cut costs, […]
October 4, 2011
October 4, 2011
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You may be damaging your score without knowing it. Most people know that paying bills late can play havoc with your credit score. But not every […]
September 27, 2011
September 27, 2011
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Free checking is going the way of the free checked bag. Only 45% of non-interest bank checking accounts are free, down from 65% in 2010 and […]
September 20, 2011
September 20, 2011
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You pay your bills on time and never miss a payment. If you’re still having trouble with credit, something on your credit report could be scaring […]