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November 3, 2011

3 Things Credit Card Companies Won’t Tell You

After the CARD Act regulations squeezed banks’ profit margins, some abusive practices were ended while new loopholes opened.  Underwriting, which is the process issuers and banks […]
October 27, 2011

6 Easy Ways to Trash Your Credit Score

Your credit score – issued by each of the three major credit bureaus (Equifax, Experian, and TransUnion) – is your personal rating of creditworthiness.  A shoddy […]
October 24, 2011

What Percent Are You?

Does your household have an income?  Is that income less than $500,000 a year?  Then welcome to the 99%. Curious to see where you stand?  Here’s […]
October 11, 2011

Save $1,000 By the Holidays

It’s not too early to get a head start on the holidays — saving for the holidays, that is. By making moves now to cut costs, […]
October 4, 2011

4 Unexpected Moves That Can Ding Your Credit

You may be damaging your score without knowing it.  Most people know that paying bills late can play havoc with your credit score. But not every […]
September 27, 2011

Farewell to Free Checking?

Free checking is going the way of the free checked bag.  Only 45% of non-interest bank checking accounts are free, down from 65% in 2010 and […]
September 20, 2011

6 Credit Report Items That Scare Lenders

You pay your bills on time and never miss a payment. If you’re still having trouble with credit, something on your credit report could be scaring […]