Uncategorized

July 7, 2016

Bank Reputation: Leadership Trumps Performance

What a bank stands for matters more than the products it sells.  This is a key insight for banks to consider if they want to work […]
July 6, 2016

Chip Cards May Bring an End to Some ATMs

By October of this year, ATM owners in the U.S. have to replace or upgrade their machines to accept chip cards or face liability for certain […]
July 5, 2016

U.S. Mortgage Market Looks Very Similar to 2007

The homeownership rate has fallen by more than 4 percentage points since 2008. At the same time, post-crisis reforms banned much of the risky lending that […]
July 1, 2016

Banks Court Hackers for Cybersecurity Jobs

Even though cybersecurity jobs can offer 6-figure salaries, generous signing bonuses and other perks, banks are struggling to find people to hire.  Part of it is […]
June 23, 2016

A Mortgage for Debt-Ridden Millennials?

The extent to which student debt is keeping Millennials from buying homes is debatable. But for high-earning young professionals who are saddled with such loans, a […]
June 21, 2016

Longest Time to Break Even on a Home?

It takes nearly 4 years to get to the point where it makes more sense to buy than rent a home in San Diego County, the […]
June 17, 2016

Small Banks Band Together to Fight Fraud

As the song goes, “I get by with a little help from my friends.”  That sentiment is truer than ever for banks, particularly when it comes […]
June 14, 2016

Card Holders Prefer Low Fees Over Rewards

A recent study into the consumer credit card industry by marketing analytics agency Bug Insights has found that credit card customers are not loyal to their […]
June 10, 2016

The Link Between Education and Homeownership

A new report from First American Financial Corp. has found that the difference in homeownership between those without high school degrees and those with a bachelor’s […]