Uncategorized

March 29, 2018

Student Debt Crisis Deepens

As the oldest members of Generation Z turn 23 this year, they are now fully into or even past their college years.  What does this mean […]
March 28, 2018

New Housing Starts: A Warning Sign for a Recession?

The government reported on Friday that the number of home construction projects that broke ground last month fell 7% versus the prior month.  The report is […]
March 27, 2018

Homeowner Equity Increased by $908 Billion

CoreLogic’s Home Equity Report for the fourth quarter shows that U.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase 12.2% year […]
March 26, 2018

Retail Property Loans are Trouble Spot

While delinquency rates for commercial mortgage-backed securities were mostly flat to declining in February compared with January, the troubled retail sector is still a sore spot.  […]
March 23, 2018

How Much Money Do You Need to Be Happy?

An analysis published in Nature Human Behavior used data from the Gallup World Poll to put a price on optimal emotional well-being.  The amount?  Between $60,000 […]
March 22, 2018

Consumer Credit Market Ends 2017 on a High Note

The consumer credit market concluded 2017 with strong performances across multiple credit products. TransUnion’s Q4 2017 Industry Insights Report found that most indicators suggest a healthy […]
March 21, 2018

Auto Finance Delinquencies Level Off; Volume Up

Serious auto finance delinquencies (60 days or more past due) “plateaued” in the fourth quarter, remaining relatively flat at 1.43% as compared with the prior-year quarter, […]
March 20, 2018

Commercial Property Delinquencies Plummet

The delinquency rate for securitized loans in the commercial real-estate industry has dropped for  8 consecutive months, defying expectations in recent years of a wave of […]
March 19, 2018

Serious Delinquency Rate Hit 11-Year Low

Though early-stage mortgage delinquencies inched up in December, serious delinquency and foreclosure inventory rates declined on an annual basis, according to CoreLogic’s Loan Performance Insights Report. […]