April 6, 2018

Consumer Delinquencies Decline Amid Job Growth

More U.S. consumers are keeping up with their loan payments as they enjoy a boost from the strong economy.  During the fourth quarter of last year, […]
April 5, 2018

CMBS Loan Delinquencies Rise for First Time Since June

Default rates for securitized U.S. commercial real estate loans last month increased for the first time in nearly a year, according to Trepp.  The overall March […]
April 5, 2018

ARMs Have Lower Fraud Risk

Adjustable-rate mortgages (ARM) are likely to offset the increase in application defects in purchase mortgages as rising rates pull consumers away from refinancing, according to the […]
March 30, 2018

What Do Consumers Want from Their Bank?

J.D. Power conducted its first 2018 Retail Banking Advice Study which showed what the majority of consumers are looking for in their bank. The survey results […]
March 29, 2018

Student Debt Crisis Deepens

As the oldest members of Generation Z turn 23 this year, they are now fully into or even past their college years.  What does this mean […]
March 28, 2018

New Housing Starts: A Warning Sign for a Recession?

The government reported on Friday that the number of home construction projects that broke ground last month fell 7% versus the prior month.  The report is […]
March 27, 2018

Homeowner Equity Increased by $908 Billion

CoreLogic’s Home Equity Report for the fourth quarter shows that U.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase 12.2% year […]
March 26, 2018

Retail Property Loans are Trouble Spot

While delinquency rates for commercial mortgage-backed securities were mostly flat to declining in February compared with January, the troubled retail sector is still a sore spot.  […]
March 23, 2018

How Much Money Do You Need to Be Happy?

An analysis published in Nature Human Behavior used data from the Gallup World Poll to put a price on optimal emotional well-being.  The amount?  Between $60,000 […]