Taxes

March 30, 2015

401(k) Plan a Failure for Millions of Americans

For millions of Americans, the 401(k) plan is a miserable failure – it simply is not shielding enough people from financial struggles in their retirements, according […]
March 19, 2015

Credit Bureaus Will Offer Relief for Medial Debt

Big changes are coming for your credit report – eventually.  The 3 major credit reporting bureaus,Equifax, Experian and TransUnion, have agreed to make several significant changes over how […]
March 13, 2015

How Big is This Year's Average Tax Refund?

In the first 30 days of the tax season, the government processed over 48 million individual income tax returns. Forty million Americans, or 83% of those […]
March 12, 2015

2014 Tax Prep Cheat Sheet

It’s been about 2 months into tax season and the Internal Revenue Service (IRS) is reporting that over 40 million tax refunds worth $125 billion have […]
March 6, 2015

Reset Risk Worse than Expected for Underwater HELOCs

Home prices have not recovered enough to protect the states with high concentrations of home equity lines of credit whose rates are scheduled to reset in […]
March 5, 2015

ID Theft Is Down Despite Data Breaches

Despite a series of large-scale data breaches over the past two years, identity theft fell for the second consecutive year in a row in the U.S., […]
February 24, 2015

Lenders Step Up Loans to Subprime Borrowers

Loans to consumers with low credit scores have reached the highest level since the start of the financial crisis, driven by a boom in car lending […]
February 19, 2015

Americans Borrowing More, Delinquencies Climb

Household debt – including mortgages, credit cards, auto loans and student loans – rose $117 billion from October to December to $11.8 trillion, according to the […]
February 17, 2015

Time for a Change? 15 Tips for 2015

We’re 48 days into 2015.  How are you doing with your New Year’s resolutions?  It’s still not too late to get started.  A new calendar year […]