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June 25, 2015

Most Consumers Still Intimidated By Home Buying Process

Today, fewer consumers believe that it is difficult to get a mortgage compared with last year. However, the majority of respondents to an Ipsos and Wells […]
June 23, 2015

29% of Americans Have No Savings

Almost 3 in 10 Americans say they have no emergency savings, according to a survey just released by Bankrate.com.  That’s the highest number since Bankrate began […]
June 19, 2015

Will Kids Raised During Recession Have a Fear of Credit?

It’s not very surprising that clients of Young Americans Bank, which focuses on kids and college-age adults, are afraid of credit. But the worry is that […]
June 18, 2015

Private Student-Loan Delinquencies are Declining

The Consumer Bankers Association praised banks’ discipline on managing credit quality for student loans after a report showed a drop in delinquencies.  Both early- and late-stage […]
June 17, 2015

Underwater Homeowners Still Drowning in Mortgage Debt

A decade after U.S. home sales peaked, 15.4% of owners in the first quarter owed more on their mortgages than their properties were worth, according to […]
June 16, 2015

U.S. Households Post Record Net Worth

The net worth of U.S. households and nonprofit organizations – the value of homes, stocks, and other assets minus debts and other liabilities – rose about […]
June 9, 2015

Should You Close Your Credit Card Account?

If you’re no longer using a particular credit card, there are financial benefits to keeping it open – as long as it’s free. But if it’s […]
June 8, 2015

Homebuyers Know the Importance of Credit Scores

According to a recent survey from Experian Consumer Services, 95% of homebuyers are aware that credit scores play a significant role when purchasing a home, and those who know […]