security

December 18, 2018

Homeowners May Start to Tap Equity in 2019

Mortgage originations are falling and will continue to do so in 2019, but rising home prices could cause an increase in homeowners seeking to tap into […]
December 17, 2018

What Will the Changes in Lease Accounting Affect Banks?

Banks are bracing for the impact – on two fronts – of a new federal rule that will change how companies account for the cost of […]
December 13, 2018

Commercial/Multifamily Mortgage Delinquencies at Historic Low

Delinquency rates on commercial and multifamily mortgages stayed nearly historic lows during the third quarter, the Mortgage Bankers Association reported.  “Commercial and multifamily mortgage delinquency rates […]
December 12, 2018

Americans Have Less Equity to Tap

American homeowners with a mortgage lost about $2,300 in equity this quarter, as tappable equity declined for the first time since the housing market began its […]
December 4, 2018

Corporate Debt at Potentially Risky Levels

The U.S. economy is showing some vulnerabilities as investors increasingly buy up risky corporate debt and businesses rely on “historically high” borrowing levels, according to the […]
November 19, 2018

Subprime Mortgage Loans on the Rise

The number of subprime loans originated is increasing with gains across personal loans, credit cards, auto finance, and mortgages. TransUnion’s Industry Insights Report shows that while […]
November 13, 2018

Lenders See Higher Cost of Fraud in 2018

The cost of fraud has increased in 2018 as the rise of digital lending brings unique fraud prevention challenges, according to the “True Cost of Fraud” […]
November 12, 2018

Veteran homelessness drops nearly 50% since 2010

After increasing last year, veteran homelessness decreased in 2018 and has plummeted since 2010; in some states, veteran homelessness has even been completely eradicated. Veteran homelessness […]
November 9, 2018

Credit Card Chips Fail to Halt Fraud

New chip-enabled credit cards, which were rolled out to U.S. consumers starting in 2015, were supposed to put an end to rampant credit card fraud.  So […]