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March 20, 2019

Home Affordability Greatly Impacts Cost of Living Expenses

Amid worsening affordability in the U.S., people in the Washington, D.C., metro area have the most money left over after they pay their mortgage, according to […]
March 19, 2019

Foreclosure Rate Plummets to Near 20-Year Low

The share of mortgages in some stage of the foreclosure process fell to 0.4% in December, tying with the previous month for the lowest rate since […]
March 18, 2019

Mortgage Lender Optimism Improves Slightly

In the first quarter of 2019, Fannie Mae’s Mortgage Lender Sentiment Survey revealed the net profit margin outlook for mortgage lenders retreated 8% from the previous […]
March 13, 2019

Community Banks Brace for Challenging Year

For community bankers, 2018 was a downward march, culminating in a new low for the Bank Experience Index.  The index, which gauges access to capital, loan […]
March 12, 2019

Negative Equity Spikes in 4Q 2018

U.S. homeowners with mortgages increased their equity by an average $9,700 between the fourth quarter of 2017 and one year later.  Data from CoreLogic reveals that […]
March 6, 2019

Mortgage Delinquencies on the Rise

Loan delinquencies for household debt have remained consistent over the past year, but Moody’s Investors Service predicts this is about the change.  A new Federal Reserve […]
February 28, 2019

American Household Debt at Record High

Americans faced record levels of debt at the end of 2018, with the amount owed by households rising for an eighteenth consecutive quarter. According to the […]
February 27, 2019

The Housing Market: 2009 vs. 2019

The housing market significantly weakened in the wake of the Great Recession, an economic downturn so dramatic that home values were slashed, origination volumes slowed and […]
February 26, 2019

FinTechs Lead Banks in Personal Lending

FinTechs, not traditional banks, appear to be preferred method of taking out unsecured personal loans in the U.S., with the market hitting an all-time high last […]