Recession

December 2, 2015

Experian Study Provides U.S. Credit Report Card

Experian recently released findings from its 6th annual State of Credit study, showing that the national credit score increased by 3 points over the last year and by […]
November 25, 2015

It's Getting Cheaper To Buy A Home

Earlier this year, the Federal Housing Administration began reducing mortgage insurance premiums on its loans by an average of $900 a year. While the FHA loans […]
November 24, 2015

What Retirement Looks Like Today

Baby boomers are not embracing traditional retirement as we know it. In fact, the time-honored idea of packing up your desk and retiring to a beach […]
November 20, 2015

Can Churches and Nonprofits Boost Homeownership?

As part of a broader effort to attract more potential borrowers to its 3% down payment home loan product, the government-sponsored Freddie Mac is reaching out […]
November 16, 2015

Number of First-Time Home Buyers Falls to 28-Year Low

The portion of homebuyers making their first residential purchase fell for a third straight year, and is now at the lowest level since 1987.  The share […]
November 13, 2015

The 10 Commandments of Personal Finance

Personal finance is all about how you handle money. It’s about earning, saving, investing and spending. Over time, we learn certain “best practices” when it comes to […]
November 11, 2015

In the Know: The New Student Loan Repayment Plan

The U.S. Department of Education released two regulatory packages addressing products and payment plans directed at student borrowers.  The revised Pay as You Earn plan, known as REPAYE, […]
November 10, 2015

Auto Loans Hit All-Time High

Automobile lending reached its highest level ever at the end of the third quarter while showing few signs of credit weakness, according to a recent Experian […]
November 9, 2015

Consumer Spending Up in October

Average daily spending by consumers in October totaled among the highest amounts this year and more than reports for October dating between 2009 and 2012, according […]