Recession

April 20, 2017

Multi-Family Lending Led 2016 Commercial Market

Fannie Mae and Freddie Mac were big players in the multi-family sector of the commercial real estate market last year.  According to the Mortgage Bankers Association […]
April 19, 2017

Homebuilder Confidence Slips in April

Confidence among homebuilders cooled in April after jumping a month earlier to the highest level since mid-2005, according to data from the National Association of Home […]
April 17, 2017

Student Loan Debt May Have Adverse Long-Term Impact

Rising student loan debt in the United States could ultimately hurt overall home ownership and consumer spending and erode colleges’ and universities’ ability to elevate lower-income students.  New […]
April 14, 2017

Average Retirement Savings is Inadequate

Most American families, even those close to retirement, have little or no retirement savings.  Not surprisingly, younger families have less stashed away. According to a report from the Economic Policy […]
April 13, 2017

Consumer Optimism Surges in March

Consumers continued growing more optimistic in March, however much of the increasing sentiment is due to changed evaluative criteria, according to the Survey of Consumers conducted […]
April 12, 2017

Banks Rethink Credit Scores as Changes Take Effect

Come July, TransUnion, Experian and Equifax will no longer include information about tax liens and civil judgments on a consumer’s record if the data doesn’t include […]
April 11, 2017

Home Equity Loans on the Rise

Mortgage lenders, along with borrowers, are starting to welcome home equity lines of credit back into the market after the loan product began to disappear in […]
April 10, 2017

Auto Loan Defaults Not Likely to Cause Next Bubble

An increase in the delinquency of risky auto loans probably won’t send the U.S. economy into the doldrums the way the mortgage loan crisis did in […]
April 6, 2017

Bank Card and Mortgage Defaults Tick Upward

Data from the recent S&P/Experian Consumer Credit Default Indices report shows the composite rate up two basis points from last month at 0.94% in February. The […]