Real Estate

March 16, 2015

Another Round of Defaults Plague HAMP

The Home Affordable Modification Program continues to disappoint.  As of Dec. 31, 1 in 3 struggling homeowners who received a loan modification through HAMP ultimately re-defaulted […]
March 13, 2015

How Big is This Year's Average Tax Refund?

In the first 30 days of the tax season, the government processed over 48 million individual income tax returns. Forty million Americans, or 83% of those […]
March 12, 2015

2014 Tax Prep Cheat Sheet

It’s been about 2 months into tax season and the Internal Revenue Service (IRS) is reporting that over 40 million tax refunds worth $125 billion have […]
March 6, 2015

Reset Risk Worse than Expected for Underwater HELOCs

Home prices have not recovered enough to protect the states with high concentrations of home equity lines of credit whose rates are scheduled to reset in […]
March 5, 2015

ID Theft Is Down Despite Data Breaches

Despite a series of large-scale data breaches over the past two years, identity theft fell for the second consecutive year in a row in the U.S., […]
March 4, 2015

How Much Did the Typical American Make Last Year?

The Bureau of Labor Statistics’ fourth-quarter earnings survey is out, and the news is generally good. The median American was taking home $41,392 at the end […]
March 2, 2015

Americans Could Get a Boost to Their Credit Score

Millions of consumers could be lifted out of subprime status and get better loan terms if credit reports and scores were broadened to consider on-time utility […]
February 26, 2015

New Studies Indicate the Best Way to Reach the Unbanked

More banks should think about how to attract consumers who rely heavily on alternative financial providers like check cashers and payday lenders, two recent studies suggest.  […]
February 25, 2015

San Francisco Leads Nation in Salary Needed to Buy Home

You’ll need to earn more in San Francisco than throughout the rest of the country to afford a median-priced home, according to a quarterly report from […]