Real Estate

September 14, 2016

HELOCs Making a Rebound

Home equity line of credit originations are in the midst of a comeback, fueled by the rise in home prices, according to a white paper released […]
September 13, 2016

Education Reduces Foreclosures by 42%

Research by Vanderbilt University’s Peabody College shows that among participants in a down-payment assistance program offered by the Tennessee Housing Development Authority (THDA), the odds of […]
September 12, 2016

A Primer on New Jersey Real Estate Taxes

One of the most important issues facing real estate lenders in the State of New Jersey is the failure of a Borrower to pay real estate […]
September 8, 2016

Homeownership Not in Sync with Home Prices

Before the financial crisis, home prices and homeownership rates moved roughly in tandem. Expanded access to credit and a booming real estate market made homeownership easier […]
August 25, 2016

Delinquency Rates at Lowest Level in 10 Years

The delinquency rate for mortgages on residential properties during the second quarter dropped to the lowest level since the second quarter of 2006, the Mortgage Bankers […]
August 23, 2016

The Middle-Class Housing Crisis

Deepening income inequality across the U.S. is dividing the housing market into winners and losers among renters and owners, the middle class and wealthy, and racial groups.  An annual […]
August 22, 2016

What is ‘Negative Wealth?’

Most people have some debt – payments to make, loans to pay back. But for some Americans, debt has gotten to an extreme and dire level: […]
August 17, 2016

Home Purchase Sentiment Index at All-Time High

Fannie Mae recently reported  that the Home Purchase Sentiment Index rose 3.3 points in July to 86.5, an all-time survey high. An increase in the survey […]