Mortgage

April 5, 2016

Low-Priced Homes Still Struggle With Negative Equity

While the percentage of properties with negative equity decreased during 2015, the lowest-priced homes continued to struggle to regain value, according to Black Knight Financial Services. […]
April 4, 2016

Housing Market Could Soar if Wages Grow

The housing market is poised to post its best year in a decade, although employers’ resistance to giving workers a raise is a major concern, said […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]
March 31, 2016

Homebuyers Say New Mortgage Process More Complicated

Repeat homebuyers don’t seem too thrilled with the impact the Truth-in-Lending Act/Real Estate Settlement (TRID) and Procedures Act integrated disclosure rules have had on the mortgage […]
March 29, 2016

Should Marketplace Lenders Draw on Geographical Data?

The fast-growing online lending business has brought a new twist to one of the most sensitive topics in lending: geography. Lenders, including online services known as “peer […]
March 28, 2016

Fewer Lenders Loosen Credit Standards

Fewer lenders eased their credit standards over the previous 3 , according to Fannie Mae’s Mortgage Lender Sentiment Survey for the first quarter.  Doubling down on […]
March 24, 2016

Flashback: Subprime Auto Loans Recall ’90s Bubble

Rising delinquencies in subprime auto lending have drawn comparisons to the mortgage meltdown of nearly a decade ago.  But to get a clear understanding of what […]
March 23, 2016

Commercial Real Estate: A Ticking Time Bomb?

Commercial real estate had a banner year in 2015, and the fundamentals of high demand and low vacancies are still driving rents higher. There is, however, […]
March 22, 2016

Consumer’ Outlook Improves in February

Consumers’ expectations about earnings, income and spending improved in February, according to the Federal Reserve Bank of New York’s latest Survey of Consumer Expectations.  Survey respondents also […]