Money

October 5, 2015

Sub-prime Mortgages Continue to Climb

Mortgage originations to those with subprime credit scores continued to climb steadily over the first 5 months of 2015, according to data from the latest Equifax […]
October 2, 2015

Health Insurance Deductibles Outpacing Wage Increases

It may not seem like much – just an extra hundred dollars or so a year.  But the steady upward creep in health insurance deductibles has easily […]
October 1, 2015

What You Need to Know About EMV Cards

There’s a chicken-and-egg problem with today’s deadline for consumers and retailers to switch to new chip-enabled credit cards.  A majority of consumers still haven’t received their […]
September 30, 2015

Cyber Attacks Could Threaten Bank Credit Ratings

Banks with weak cybersecurity controls could be downgraded even if they haven’t been attacked, said Standard & Poor in a recent report.  While it hasn’t yet […]
September 29, 2015

The Average American Household’s Income by Age

It’s the great upside-down U. Those in the workforce are familiar with the typical earnings arc in America: You start out at the bottom, work your […]
September 28, 2015

Fed Can’t Solve Housing Puzzle Alone

“There has never been a better time to buy a home.”  That phrase, or variations on it, can be found in thousands of advertisements from real-estate agents and home […]
September 25, 2015

A Tipping Guide for All Situations

Tipping is an issue that brings out all sorts of passionate opinions and questions.  Who should you tip? How much should you tip? When is it […]
September 24, 2015

Could Your Smartphone Be a Financial Risk?

The smartphone can add significant security to payments, but it is also a tool that fraudsters can exploit. Researchers and scammers have already found several unique […]
September 23, 2015

The Reason(s) Borrowers Can't Pay Their Mortgage

Loan performance has improved since the housing crisis. But credit challenges persist, while higher housing costs combined with a plateau in wages have put increased strain […]