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December 13, 2018

Commercial/Multifamily Mortgage Delinquencies at Historic Low

Delinquency rates on commercial and multifamily mortgages stayed nearly historic lows during the third quarter, the Mortgage Bankers Association reported.  “Commercial and multifamily mortgage delinquency rates […]
November 13, 2018

Lenders See Higher Cost of Fraud in 2018

The cost of fraud has increased in 2018 as the rise of digital lending brings unique fraud prevention challenges, according to the “True Cost of Fraud” […]
November 5, 2018

Mortgage Delinquencies See Largest Monthly Spike in 10 Years

Mortgage delinquencies surged in September, bringing the largest single-month delinquency spike in a decade, according to the latest First Look data report from Black Knight.  Mortgage […]
November 2, 2018

New FICO Model Could Boost Millions of Credit Scores

Experian, FICO and Finicity announced a new credit scoring model that could expand credit access for millions of Americans.  The new model, UltraFICO, would look at […]
October 30, 2018

What do Bankers Fear This Halloween Season?

By most accounts, the banking industry is in great shape. The economy is humming, last year’s tax break provided a boost to profits, and President Trump’s […]
October 18, 2018

Hurricane Aftermath: The Impact on the Real Estate Market

Hurricane Michael made landfall Wednesday, ravaging the Florida panhandle and leaving significant devastation in its wake as wind gusts surpassed 150 mph.  The storm, which was just […]
October 11, 2018

Mortgage Application Defect Risk Down

Mortgage application defect risk is down from a year ago, but Hurricane Florence will likely tear through results in affected areas in the coming months. The […]
October 9, 2018

Can Smartphones Predict Creditworthiness?

A new study, released by the FDIC’s Center for Financial Research, said the data trails people leave online — even down to what brand of smartphone […]
September 21, 2018

Banks Need to Regain Public Trust

Banks have seen their reputation with the public tumble since the financial crisis.  A recent poll published by the American Enterprise Institute sheds some light on […]