Government

December 1, 2015

Should You Use a Signature or Pin With New EMV Chip Cards?

As pressure mounts on card issuers to offer chip-and-PIN cards, why are so many banks clinging to signatures?  Recently, 9 attorneys general sent a letter to the big […]
November 25, 2015

It's Getting Cheaper To Buy A Home

Earlier this year, the Federal Housing Administration began reducing mortgage insurance premiums on its loans by an average of $900 a year. While the FHA loans […]
November 24, 2015

What Retirement Looks Like Today

Baby boomers are not embracing traditional retirement as we know it. In fact, the time-honored idea of packing up your desk and retiring to a beach […]
November 20, 2015

Can Churches and Nonprofits Boost Homeownership?

As part of a broader effort to attract more potential borrowers to its 3% down payment home loan product, the government-sponsored Freddie Mac is reaching out […]
November 18, 2015

The Cost of In-State Tuition Across the Country

In-state or out-of-state?  Public or private?  The decision on where to go to college is a personal and complicated decision between child and parent.  According to a […]
November 17, 2015

The Dark Art of Buying Back Stolen Credit Card Data

There are many potential buyers of stolen bank account data, including the banks themselves. But fraudsters are increasingly reluctant to sell their data back to its […]
November 11, 2015

In the Know: The New Student Loan Repayment Plan

The U.S. Department of Education released two regulatory packages addressing products and payment plans directed at student borrowers.  The revised Pay as You Earn plan, known as REPAYE, […]
November 4, 2015

2015 Top-Performing U.S. Small Banks Announced

During the pre-crisis boom years, the nation’s best-performing community banks generally hailed from locales such as Florida, Georgia, Arizona and Nevada – warm-weather states where new-home […]
October 29, 2015

Vacant ‘Zombie’ Foreclosures Down 43%

RealtyTrac released its Q3 2015 U.S. Zombie Foreclosure and Vacant Property Report, which shows 20,050 residential properties in the foreclosure process – but not yet repossessed […]