Government

October 9, 2018

Can Smartphones Predict Creditworthiness?

A new study, released by the FDIC’s Center for Financial Research, said the data trails people leave online — even down to what brand of smartphone […]
October 4, 2018

Mortgage Delinquencies Decline but Impact From Florence Looms

Mortgage delinquencies fell again in August, down 5.7% over the past two months. The U.S. mortgage delinquency rate dropped to 3.52% of all loans, down 2.43% […]
October 2, 2018

Commercial Debt Rises at Quickest Pace Since 2007

Commercial/multifamily mortgage debt grew at the fastest pace in 11 years during the first half of 2018.  According to the Mortgage Bankers Association, commercial and multifamily […]
September 25, 2018

Homeowners Gained $16,000 in Home Equity

As the economy strengthens, home values continue to appreciate, and homeowners are raking in the equity. A recent report by CoreLogic showed that home equity rose […]
September 21, 2018

Banks Need to Regain Public Trust

Banks have seen their reputation with the public tumble since the financial crisis.  A recent poll published by the American Enterprise Institute sheds some light on […]
September 20, 2018

Delinquency Rate at Lowest Since Great Recession

Ten years after the housing market collapsed, a new report examined some of the changes to consumer credit since the Great Recession.  TransUnion’s Q2 2018 Industry […]
September 19, 2018

Homebuilder Sentiment Holds Steady; Exceeds Forecast

Confidence among homebuilders stabilized in September as demand held up and lumber prices fell, according to recent National Association of Home Builders/Wells Fargo report. The Housing […]
September 18, 2018

Mortgage Fraud at Highest Level Since Recession

Mortgage fraud risk has hit its highest level in seven years, according to new data from CoreLogic.  The report shows a 12.4% year-over-year increase in fraud […]