Government

December 21, 2015

Underwriting and Cyber Risk On the Rise

Credit risk, interest rate risk and cybersecurity concerns pose growing risks, according to a semiannual risk report issued the Office of the Comptroller of the Currency.  […]
December 18, 2015

Should Auld (Financial) Predictions Be Forgot?

We all know the old saying: Time in the market, not market timing.  But as the year comes to an end, and the New Year financial […]
December 16, 2015

Threats to Financial Stability on the Rise

Risks on Wall Street and in the finance sector are rising, researchers for the federal government warned yesterday.  Among the problem areas are increasingly risky corporate […]
December 10, 2015

Student Debt Impacts Home Ownership

A new report based on research from the Harvard Joint Center for Housing Studies indicates student loans has a potentially strong impact on consumers seeking to move […]
December 2, 2015

Experian Study Provides U.S. Credit Report Card

Experian recently released findings from its 6th annual State of Credit study, showing that the national credit score increased by 3 points over the last year and by […]
December 1, 2015

Should You Use a Signature or Pin With New EMV Chip Cards?

As pressure mounts on card issuers to offer chip-and-PIN cards, why are so many banks clinging to signatures?  Recently, 9 attorneys general sent a letter to the big […]
November 25, 2015

It's Getting Cheaper To Buy A Home

Earlier this year, the Federal Housing Administration began reducing mortgage insurance premiums on its loans by an average of $900 a year. While the FHA loans […]
November 24, 2015

What Retirement Looks Like Today

Baby boomers are not embracing traditional retirement as we know it. In fact, the time-honored idea of packing up your desk and retiring to a beach […]
November 20, 2015

Can Churches and Nonprofits Boost Homeownership?

As part of a broader effort to attract more potential borrowers to its 3% down payment home loan product, the government-sponsored Freddie Mac is reaching out […]