Government

April 14, 2016

U.S Economy Off to a Slow Start in ‘16

The U.S. economy is again off to a poor start to the year, clouding the outlook and validating the Federal Reserve’s wait-and-see posture on raising interest […]
April 13, 2016

Commercial/Multifamily Originations Rise to $504B

Commercial and multifamily originators closed $504 billion in loans last year, according to the Mortgage Bankers Association.  The MBA’s Commercial Real Estate/Multifamily Finance Annual Origination Volume […]
April 11, 2016

Consumer Delinquencies Fall Below Historic Levels

Rising home values continue to provide consumers with a strong incentive to keep up with their home equity loan payments.  According to the American Bankers Association’s […]
April 7, 2016

The Challenge to Obtain a Post-Crisis Mortgage

Millions of Americans are struggling to get home loans – something Federal Reserve Chair Janet Yellen calls a “headwind” for the economy: Bad mortgages were at the […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]
March 31, 2016

Homebuyers Say New Mortgage Process More Complicated

Repeat homebuyers don’t seem too thrilled with the impact the Truth-in-Lending Act/Real Estate Settlement (TRID) and Procedures Act integrated disclosure rules have had on the mortgage […]
March 30, 2016

Ten States Still Have Fewer Jobs Since Recession

Ten U.S. states still have not regained all the jobs they lost in the Great Recession, even after six and a half years of recovery, while […]
March 29, 2016

Should Marketplace Lenders Draw on Geographical Data?

The fast-growing online lending business has brought a new twist to one of the most sensitive topics in lending: geography. Lenders, including online services known as “peer […]
March 28, 2016

Fewer Lenders Loosen Credit Standards

Fewer lenders eased their credit standards over the previous 3 , according to Fannie Mae’s Mortgage Lender Sentiment Survey for the first quarter.  Doubling down on […]