Employment

September 8, 2016

Homeownership Not in Sync with Home Prices

Before the financial crisis, home prices and homeownership rates moved roughly in tandem. Expanded access to credit and a booming real estate market made homeownership easier […]
September 7, 2016

Parents Come Up Short on College Savings

College tuition continues to rise, putting increasing pressure on parents hoping to give their children a hand in paying for school. And more parents than ever are […]
August 31, 2016

The Richest Generation Keeps Getting Richer

Baby boomers started turning 65 in 2011, marking the unofficial beginning of their retirement years. The timing could not have been better for older boomers, who […]
August 25, 2016

Delinquency Rates at Lowest Level in 10 Years

The delinquency rate for mortgages on residential properties during the second quarter dropped to the lowest level since the second quarter of 2006, the Mortgage Bankers […]
August 23, 2016

The Middle-Class Housing Crisis

Deepening income inequality across the U.S. is dividing the housing market into winners and losers among renters and owners, the middle class and wealthy, and racial groups.  An annual […]
August 22, 2016

What is ‘Negative Wealth?’

Most people have some debt – payments to make, loans to pay back. But for some Americans, debt has gotten to an extreme and dire level: […]
August 17, 2016

Home Purchase Sentiment Index at All-Time High

Fannie Mae recently reported  that the Home Purchase Sentiment Index rose 3.3 points in July to 86.5, an all-time survey high. An increase in the survey […]
August 16, 2016

Are Millennials Scared of Credit Cards?

Data from the Federal Reserve indicates that the percentage of Americans under 35 who hold credit card debt has fallen to its lowest level since 1989, […]