Debt

October 13, 2015

What to Buy in October

By shopping standards, October is that odd month sitting smack in the middle of the back-to-school frenzy and the holiday shopping extravaganza. But cost-conscious shoppers need […]
October 9, 2015

6 Signs You Have Too Much Debt

Most of us would love to have no debt, and many people make a conscious effort to get to that point. Debt can be suffocating: it can […]
October 8, 2015

Are You Better Off Than the Average American?

Is your net worth higher or lower than people of a similar age? How does your pay compare with others? Do you have more debt than […]
October 7, 2015

Credit Woes Linger: Bad Loans Above Pre-Crisis Levels

The banking industry continues to sit on a mountain of problematic loans 7 years after the onset of the financial crisis.  Credit quality is substantially better […]
October 5, 2015

Sub-prime Mortgages Continue to Climb

Mortgage originations to those with subprime credit scores continued to climb steadily over the first 5 months of 2015, according to data from the latest Equifax […]
October 2, 2015

Health Insurance Deductibles Outpacing Wage Increases

It may not seem like much – just an extra hundred dollars or so a year.  But the steady upward creep in health insurance deductibles has easily […]
October 1, 2015

What You Need to Know About EMV Cards

There’s a chicken-and-egg problem with today’s deadline for consumers and retailers to switch to new chip-enabled credit cards.  A majority of consumers still haven’t received their […]
September 30, 2015

Cyber Attacks Could Threaten Bank Credit Ratings

Banks with weak cybersecurity controls could be downgraded even if they haven’t been attacked, said Standard & Poor in a recent report.  While it hasn’t yet […]
September 29, 2015

The Average American Household’s Income by Age

It’s the great upside-down U. Those in the workforce are familiar with the typical earnings arc in America: You start out at the bottom, work your […]