Debt

April 13, 2016

Commercial/Multifamily Originations Rise to $504B

Commercial and multifamily originators closed $504 billion in loans last year, according to the Mortgage Bankers Association.  The MBA’s Commercial Real Estate/Multifamily Finance Annual Origination Volume […]
April 12, 2016

Low-Income Families’ Budgets are Stretched to the Limit

Low-income Americans are experiencing a staggering price hike in housing costs – a change that makes it sometimes impossible to afford basic necessities.  A new Pew Charitable […]
April 11, 2016

Consumer Delinquencies Fall Below Historic Levels

Rising home values continue to provide consumers with a strong incentive to keep up with their home equity loan payments.  According to the American Bankers Association’s […]
April 8, 2016

Your Financial Spring Cleaning Guide

Spring has sprung!  It’s the time of year for sweeping the dead leaves off the porch, scrubbing the windows, and clearing the cobwebs. But don’t stop […]
April 7, 2016

The Challenge to Obtain a Post-Crisis Mortgage

Millions of Americans are struggling to get home loans – something Federal Reserve Chair Janet Yellen calls a “headwind” for the economy: Bad mortgages were at the […]
April 6, 2016

Can Banks Become Unphishable?

In a warning issued this week, the FBI said it’s seen a 270% increase in identified victims and exposed losses due to business email compromise since […]
April 5, 2016

Low-Priced Homes Still Struggle With Negative Equity

While the percentage of properties with negative equity decreased during 2015, the lowest-priced homes continued to struggle to regain value, according to Black Knight Financial Services. […]
April 4, 2016

Housing Market Could Soar if Wages Grow

The housing market is poised to post its best year in a decade, although employers’ resistance to giving workers a raise is a major concern, said […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]