Debt

June 1, 2016

Are Banks Having an Identity Crisis?

The question is so simple it seems silly: What is a bank?  A bank pools savings and then allocates that capital. Simple, right? But that’s just […]
May 31, 2016

Getting to Know You: What Banks Should Know About Millennials

Banks have a hard time figuring out millennials, those born between the early 1980s and 2000. Many millennials don’t remember a world without the Internet, plenty […]
May 27, 2016

What Should You Spend on a Home?

Since the 2008 financial crisis (fueled in large part by a real estate bubble), regulations have been put in place to cut down on predatory lending, […]
May 26, 2016

Companies Still in Debt Despite Inflated Balance Sheets

Combining all of the corporate cash in the U.S. wouldn’t cover the $1.8 trillion of corporate debt that’s coming due in the next 5 years, according […]
May 25, 2016

Businesses Fall Behind on Their Loans

The Board of Governors of the Federal Reserve released its delinquency and charge-off data for all commercial banks in the first quarter – and it’s very sobering data. […]
May 24, 2016

Financial Services Industry Shows Signs of Growth

The Great Recession hit the financial services industry – and the ARM companies that serve it – the hardest. Even now, this segment is still recovering; […]
May 23, 2016

Are House Prices Creeping Toward Bubble Territory?

A decade ago, a bubble in house prices led to the worst financial crisis since the Great Depression.  House prices then collapsed, falling below their long-term […]
May 19, 2016

Most Americans Have Financial Regrets

It’s hard to get through life without at least one major financial regret. That’s the conclusion from a new Bankrate nationwide survey that finds only 17% […]