Debt

July 19, 2016

U.S. Top 3 in Global Credit Card Fraud

According to a new data from ACI Worldwide and Aite Group, 30% of global consumers have experienced card fraud in the past 5 years.  The global fraud study revealed […]
July 18, 2016

Branches Still Integral to Banking’s Future

A few decades ago, the branch of the future was going to be an ATM and a telephone. ATMs and telephone banking were going to transform […]
July 14, 2016

Housing Remains Unaffordable in 18% of Markets

Housing markets were less affordable than their historic norms in 18% of counties across the country, according to the Home Affordability Index for the second quarter […]
July 12, 2016

Consumers Have Mixed Views on Housing

Home purchase sentiment has fallen as more people have turned negative on the economy’s outlook, according to data from Fannie Mae.  Fannie Mae’s Home Purchase Sentiment […]
July 11, 2016

Subprime Decline: Millions of Consumers Boost Scores

The share of U.S. adults with credit scores that are considered “subprime” fell to 20.7% in April, the 6th consecutive year-over-year decline and the lowest level since at […]
July 8, 2016

What Keeps Business Professionals Awake at Night?

The Wall Street Journal rounded up some recent surveys and reports dealing with payments, risk and security issues.  Here are some of the findings. Pay Up: A […]
July 7, 2016

Bank Reputation: Leadership Trumps Performance

What a bank stands for matters more than the products it sells.  This is a key insight for banks to consider if they want to work […]
July 6, 2016

Chip Cards May Bring an End to Some ATMs

By October of this year, ATM owners in the U.S. have to replace or upgrade their machines to accept chip cards or face liability for certain […]
July 5, 2016

U.S. Mortgage Market Looks Very Similar to 2007

The homeownership rate has fallen by more than 4 percentage points since 2008. At the same time, post-crisis reforms banned much of the risky lending that […]