Credit Cards

December 3, 2015

Auto Lending Hits New Record, Refuels Subprime Fears

U.S. consumers are shouldering record levels of debt to get behind the wheel of an automobile.  In the third quarter, the amount of automotive debt outstanding […]
December 2, 2015

Experian Study Provides U.S. Credit Report Card

Experian recently released findings from its 6th annual State of Credit study, showing that the national credit score increased by 3 points over the last year and by […]
December 1, 2015

Should You Use a Signature or Pin With New EMV Chip Cards?

As pressure mounts on card issuers to offer chip-and-PIN cards, why are so many banks clinging to signatures?  Recently, 9 attorneys general sent a letter to the big […]
November 30, 2015

Tips: Avoid Scams This Cyber Monday

Online fraud spikes during the holiday shopping season, as people searching for the perfect gifts take to cyberspace and head to traditional stores armed with their […]
November 27, 2015

Items to Avoid on Black Friday 2015

Black Friday has become synonymous in our minds with great deals. Often, the deals are impressive as businesses compete for shoppers’ attention and dollars. But there’s […]
November 23, 2015

Financial Fraud is a Growing Epidemic for Seniors

Seniors lose at least $2.9 billion annually to financial exploitation, and roughly 1 in 5 Americans aged 65 or older have been victimized by financial fraud, […]
November 17, 2015

The Dark Art of Buying Back Stolen Credit Card Data

There are many potential buyers of stolen bank account data, including the banks themselves. But fraudsters are increasingly reluctant to sell their data back to its […]
November 13, 2015

The 10 Commandments of Personal Finance

Personal finance is all about how you handle money. It’s about earning, saving, investing and spending. Over time, we learn certain “best practices” when it comes to […]
November 12, 2015

Are Banks Failing to Educate Consumers About EMV?

With the EMV liability shift having just passed, banks and merchants alike are scrambling to comply with the card network-imposed deadline.  According to one recent poll, […]