Credit Cards

February 18, 2016

Consumer Credit Default Rates Stabilize

Data through December 2015, released by S&P Dow Jones Indices and Experian for the S&P/Experian Consumer Credit Default Indices, a comprehensive measure of changes in consumer credit […]
February 15, 2016

Money Lessons From Our Past Presidents

Regardless of your political stance and your opinions of the upcoming United States 2016 presidential election, you’ve got to agree that being the president of the […]
February 12, 2016

The Best Cities for Valentine’s Day

Everyone wants the kind of things that money just can’t buy — except on Valentine’s Day, otherwise known as “The Day Love Costs Money.” This year, […]
February 11, 2016

Sub-Prime Mortgage Growth Steady

First-mortgage originations for subprime borrowers, consumers with an Equifax Risk Score of 620 or below, showed steady growth last year from January to October, with more […]
February 10, 2016

Strategic Default: By the Numbers

The rate of home price recovery during the 7 years that a foreclosure remains on a consumer’s credit report is one measure of whether borrowers who […]
February 9, 2016

Bankruptcy Filings Decline Again

U.S. bankruptcy filings reached 52,522 in January, 11% lower than 59,092 filings in January 2015, according to the American Bankruptcy Institute.  There were an average of […]
February 5, 2016

Credit Inquiries: What You Need to Know

One of the biggest frustrations borrowers experience when applying for a new loan comes in the form of a credit inquiry, or credit check, some of […]
February 4, 2016

Debt Collectors Returned $45 Billion Back To U.S. Economy

Consumers, creditors, and the economy as a whole benefit from the existence of the professional debt collection industry, according to the newest white paper from the Association of Credit and […]