Credit Cards

April 28, 2016

Some Merchants See Decline in Fraud with EMV

The new chip-enabled cards flowing into the U.S. marketplace have already made a dent in fraud, with some of the biggest merchants seeing a dip of […]
April 27, 2016

Chip Cards Still Causing Frustration

U.S. Credit-card networks began pitching chip cards years ago to protect against counterfeits, and merchants were supposed to join banks and payment processors by Oct. 1, or face […]
April 19, 2016

Lenders Need to Prepare for Cyber Attacks

The sudden ordinariness of corporate data breaches has led to feelings of helplessness inside the financial industry.  That sense of despair is apt to be particularly […]
April 18, 2016

Can’t Pay Your Tax Bill?

Today is Tax Day.  Thanks to Emancipation Day falling on a Saturday this year, we were lucky enough to have a 3-day extension until April 18th.  […]
April 12, 2016

Low-Income Families’ Budgets are Stretched to the Limit

Low-income Americans are experiencing a staggering price hike in housing costs – a change that makes it sometimes impossible to afford basic necessities.  A new Pew Charitable […]
April 11, 2016

Consumer Delinquencies Fall Below Historic Levels

Rising home values continue to provide consumers with a strong incentive to keep up with their home equity loan payments.  According to the American Bankers Association’s […]
April 8, 2016

Your Financial Spring Cleaning Guide

Spring has sprung!  It’s the time of year for sweeping the dead leaves off the porch, scrubbing the windows, and clearing the cobwebs. But don’t stop […]
April 7, 2016

The Challenge to Obtain a Post-Crisis Mortgage

Millions of Americans are struggling to get home loans – something Federal Reserve Chair Janet Yellen calls a “headwind” for the economy: Bad mortgages were at the […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]