Credit Cards

April 7, 2016

The Challenge to Obtain a Post-Crisis Mortgage

Millions of Americans are struggling to get home loans – something Federal Reserve Chair Janet Yellen calls a “headwind” for the economy: Bad mortgages were at the […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]
March 28, 2016

Fewer Lenders Loosen Credit Standards

Fewer lenders eased their credit standards over the previous 3 , according to Fannie Mae’s Mortgage Lender Sentiment Survey for the first quarter.  Doubling down on […]
March 26, 2016

Easter Spending Hops to New Heights

Ready to celebrate spring with friends and family, Americans anticipate spending more than ever on Easter this year. According to the National Retail Federation’s annual Easter […]
March 25, 2016

Collector Accused of Stealing $1M in Debts

Alan Ceccarelli, a Buffalo, N.Y.-based debt collector, allegedly misled and coerced thousands of people into paying debts they possibly didn’t owe, according to a 41-count grand […]
March 22, 2016

Consumer’ Outlook Improves in February

Consumers’ expectations about earnings, income and spending improved in February, according to the Federal Reserve Bank of New York’s latest Survey of Consumer Expectations.  Survey respondents also […]
March 18, 2016

CFPB Recovers $14.3 Million for Consumers

The Consumer Financial Protection Bureau (CFPB) released its latest supervision report where the exams of banks and non-banks resulted in the remediation of $14.3 million to approximately 228,000 […]
March 17, 2016

Will the Luck of the Irish Bring the Green in ’16?

Like all festive occasions, St. Patrick’s Day invites us to spend the green and get into the act of celebration. What does that add up to, […]