February 20, 2019
February 20, 2019
There is a one-in-four chance of a U.S. recession in the next 12 months, a scenario that should keep the Federal Reserve from raising interest rates […]
January 9, 2019
January 9, 2019
Installment loan and bank card delinquencies rose in six of the 11 categories in the third quarter of 2018, according to the American Bankers Association’s Consumer […]
December 18, 2018
December 18, 2018
Mortgage originations are falling and will continue to do so in 2019, but rising home prices could cause an increase in homeowners seeking to tap into […]
December 5, 2018
December 5, 2018
U.S. households have been taking on more debt for 17 straight quarters, leading to a total debt burden of $13.51 trillion at the end of the […]
November 19, 2018
November 19, 2018
The number of subprime loans originated is increasing with gains across personal loans, credit cards, auto finance, and mortgages. TransUnion’s Industry Insights Report shows that while […]
November 13, 2018
The cost of fraud has increased in 2018 as the rise of digital lending brings unique fraud prevention challenges, according to the “True Cost of Fraud” […]
November 9, 2018
November 9, 2018
New chip-enabled credit cards, which were rolled out to U.S. consumers starting in 2015, were supposed to put an end to rampant credit card fraud. So […]
November 2, 2018
November 2, 2018
Experian, FICO and Finicity announced a new credit scoring model that could expand credit access for millions of Americans. The new model, UltraFICO, would look at […]
October 31, 2018
October 31, 2018
Once again, Americans are looking forward to splurging on their favorite candy, costumes and decorations during the Halloween season. According to the National Retail Federation’s annual […]