Credit

December 8, 2015

Consumers Use One Card for 80% of Holiday Spending

A TransUnion analysis has found that credit card loyalty remains intact despite enticing offers and higher spend during the holiday shopping season.  The analysis found that, although consumers […]
December 7, 2015

While Down-Payments Rise, Many Renters Not Interested in Home Purchase

As demand outpaced supply in the third quarter, the amount of money consumers put down to buy a home ticked up, according to LendingTree.  The average […]
December 4, 2015

Give Yourself the Gift of a Debt-Free Holiday

he holidays can be magical – there’s no other time of the year quite like it.  The decorations, the lights, shopping for your favorite people, spending […]
December 3, 2015

Auto Lending Hits New Record, Refuels Subprime Fears

U.S. consumers are shouldering record levels of debt to get behind the wheel of an automobile.  In the third quarter, the amount of automotive debt outstanding […]
December 2, 2015

Experian Study Provides U.S. Credit Report Card

Experian recently released findings from its 6th annual State of Credit study, showing that the national credit score increased by 3 points over the last year and by […]
December 1, 2015

Should You Use a Signature or Pin With New EMV Chip Cards?

As pressure mounts on card issuers to offer chip-and-PIN cards, why are so many banks clinging to signatures?  Recently, 9 attorneys general sent a letter to the big […]
November 30, 2015

Tips: Avoid Scams This Cyber Monday

Online fraud spikes during the holiday shopping season, as people searching for the perfect gifts take to cyberspace and head to traditional stores armed with their […]
November 27, 2015

Items to Avoid on Black Friday 2015

Black Friday has become synonymous in our minds with great deals. Often, the deals are impressive as businesses compete for shoppers’ attention and dollars. But there’s […]
November 25, 2015

It's Getting Cheaper To Buy A Home

Earlier this year, the Federal Housing Administration began reducing mortgage insurance premiums on its loans by an average of $900 a year. While the FHA loans […]