Credit

April 5, 2016

Low-Priced Homes Still Struggle With Negative Equity

While the percentage of properties with negative equity decreased during 2015, the lowest-priced homes continued to struggle to regain value, according to Black Knight Financial Services. […]
April 4, 2016

Housing Market Could Soar if Wages Grow

The housing market is poised to post its best year in a decade, although employers’ resistance to giving workers a raise is a major concern, said […]
April 1, 2016

Should You Make the Switch to a Credit Union?

Credit unions are community-focused, federally insured, nonprofit, and member-owned banks. They exist to provide financial services for specific groups, like the employees of a union or […]
March 31, 2016

Homebuyers Say New Mortgage Process More Complicated

Repeat homebuyers don’t seem too thrilled with the impact the Truth-in-Lending Act/Real Estate Settlement (TRID) and Procedures Act integrated disclosure rules have had on the mortgage […]
March 30, 2016

Ten States Still Have Fewer Jobs Since Recession

Ten U.S. states still have not regained all the jobs they lost in the Great Recession, even after six and a half years of recovery, while […]
March 29, 2016

Should Marketplace Lenders Draw on Geographical Data?

The fast-growing online lending business has brought a new twist to one of the most sensitive topics in lending: geography. Lenders, including online services known as “peer […]
March 28, 2016

Fewer Lenders Loosen Credit Standards

Fewer lenders eased their credit standards over the previous 3 , according to Fannie Mae’s Mortgage Lender Sentiment Survey for the first quarter.  Doubling down on […]
March 26, 2016

Easter Spending Hops to New Heights

Ready to celebrate spring with friends and family, Americans anticipate spending more than ever on Easter this year. According to the National Retail Federation’s annual Easter […]
March 25, 2016

Collector Accused of Stealing $1M in Debts

Alan Ceccarelli, a Buffalo, N.Y.-based debt collector, allegedly misled and coerced thousands of people into paying debts they possibly didn’t owe, according to a 41-count grand […]