Credit

July 14, 2016

Housing Remains Unaffordable in 18% of Markets

Housing markets were less affordable than their historic norms in 18% of counties across the country, according to the Home Affordability Index for the second quarter […]
July 13, 2016

The Future of Mobile Banking Has Arrived

Some Citigroup customers can open ATM vestibules with their phones. Bank of America and JPMorgan Chase customers can retrieve cash more quickly from ATMs using codes […]
July 12, 2016

Consumers Have Mixed Views on Housing

Home purchase sentiment has fallen as more people have turned negative on the economy’s outlook, according to data from Fannie Mae.  Fannie Mae’s Home Purchase Sentiment […]
July 11, 2016

Subprime Decline: Millions of Consumers Boost Scores

The share of U.S. adults with credit scores that are considered “subprime” fell to 20.7% in April, the 6th consecutive year-over-year decline and the lowest level since at […]
July 8, 2016

What Keeps Business Professionals Awake at Night?

The Wall Street Journal rounded up some recent surveys and reports dealing with payments, risk and security issues.  Here are some of the findings. Pay Up: A […]
July 7, 2016

Bank Reputation: Leadership Trumps Performance

What a bank stands for matters more than the products it sells.  This is a key insight for banks to consider if they want to work […]
July 5, 2016

U.S. Mortgage Market Looks Very Similar to 2007

The homeownership rate has fallen by more than 4 percentage points since 2008. At the same time, post-crisis reforms banned much of the risky lending that […]
July 1, 2016

Banks Court Hackers for Cybersecurity Jobs

Even though cybersecurity jobs can offer 6-figure salaries, generous signing bonuses and other perks, banks are struggling to find people to hire.  Part of it is […]
June 30, 2016

Most Consumers Will Take Business Elsewhere if Hacked

A recent study commissioned by Centrify found that 66% of adults in the U.S. are at least somewhat likely to stop doing business with a company […]