Credit

June 15, 2018

First-Time Buyers Account for 46% of Mortgages

Young Americans are hitting more and more homeownership roadblocks: crippling student debt, escalating home prices, surging mortgage rates and a scarcity of listings.  So why have […]
June 14, 2018

Home Values Increase in All 50 states

Home prices showed yet another surge in April as year over year values increased for all 50 states, according to the latest Home Price Index report […]
June 13, 2018

Commercial Lending on the Decline

Commercial loan demand — a big driver of profits — is in the dumps. It has been for two years, and there’s no clear sign it […]
June 12, 2018

Mortgage Delinquencies on the Mend

Historically, mortgage delinquencies in the month of April have risen 85% of the time, but April 2018 bucked that trend as they fell, according to Black […]
June 11, 2018

Hurricane Season Could Wreak Havoc on Mortgage Industry

There are almost 7 million coastal homes facing more than $1.6 trillion in potential storm-surge reconstruction expenses this year, representing a 6.6% cost increase from last […]
June 7, 2018

Mortgage Application Fraud Risk Down Nearly 20%

The ability-to-repay (ATR) standard is responsible for the reduction in loan application defects over the past four years, according to First American Financial Corp.  For April, […]
June 6, 2018

Student Loan Defaults Increase 109% Since 2013

America has reached a new economic milestone of $1.52 trillion. This represents America’s total outstanding student loan debt as of March 2018 according to the new […]
May 31, 2018

The Next Recession by 2020?

A recession is on the horizon, according to many experts, and could show its face as soon as the end of this decade.  Nearly half of […]
May 30, 2018

CMBS Delinquency Rate Hits Lowest Level in 2 Years

Thanks to more distressed legacy loans being resolved away (and new performing loans being issued in their place), the overall Trepp CMBS Delinquency Rate resumed its […]