Business

September 17, 2015

Commercial Credit Is the New Mortgage Credit

In the wake of an unprecedented U.S. housing bust that evolved into a global financial crisis, the business of bundling home loans that aren’t backed by […]
September 16, 2015

What is the Cost of a "Modest" Lifestyle?

Most people are perfectly content taking the Goldilocks approach to lifestyle – not so frugal that your family is uncomfortable, and not so extravagant that you […]
September 15, 2015

16 Ways You Exposing Yourself to Fraud

Stand in front of a mirror – there is the enemy. Fraud doesn’t happen to you in a vacuum. Our personally identifying information (PII) doesn’t just get magically […]
September 14, 2015

Are We Heading Toward Another U.S. Recession?

Some advice for President Barack Obama’s successor: bring a plan to fight the next recession.  That’s one conclusion drawn from a survey of economists, where the […]
September 9, 2015

What to Buy in September

Put big-ticket items on your list of things to buy in September. With the first cool winds of fall come sales on major consumer products. Retailers […]
September 4, 2015

Can You Buy A Home Without Perfect Credit?

Buying a home requires having a healthy amount of cash on hand, a solid payment history over at least the past year or two, and a […]
September 1, 2015

Are Your Finances in Order?

Are you comfortably paying all your bills?  Let’s say your first mortgage and second mortgage are both manageable. You are slowly paying off your home equity […]
August 28, 2015

The Best and Worst Cities to Retire

After toiling in the workplace for decades, it seems natural to expect financial security in our golden years. But not everyone can look forward to a […]
August 27, 2015

Personal Touch Makes Big Difference in Small-Business Loans

Want to ensure a small-business loan gets paid off? The personal touch makes a big difference.  Over the past decade, colleagues of the Center for Banking […]