Business

April 6, 2018

Consumer Delinquencies Decline Amid Job Growth

More U.S. consumers are keeping up with their loan payments as they enjoy a boost from the strong economy.  During the fourth quarter of last year, […]
April 5, 2018

ARMs Have Lower Fraud Risk

Adjustable-rate mortgages (ARM) are likely to offset the increase in application defects in purchase mortgages as rising rates pull consumers away from refinancing, according to the […]
March 26, 2018

Retail Property Loans are Trouble Spot

While delinquency rates for commercial mortgage-backed securities were mostly flat to declining in February compared with January, the troubled retail sector is still a sore spot.  […]
March 23, 2018

How Much Money Do You Need to Be Happy?

An analysis published in Nature Human Behavior used data from the Gallup World Poll to put a price on optimal emotional well-being.  The amount?  Between $60,000 […]
March 21, 2018

Auto Finance Delinquencies Level Off; Volume Up

Serious auto finance delinquencies (60 days or more past due) “plateaued” in the fourth quarter, remaining relatively flat at 1.43% as compared with the prior-year quarter, […]
March 20, 2018

Commercial Property Delinquencies Plummet

The delinquency rate for securitized loans in the commercial real-estate industry has dropped for  8 consecutive months, defying expectations in recent years of a wave of […]
March 19, 2018

Serious Delinquency Rate Hit 11-Year Low

Though early-stage mortgage delinquencies inched up in December, serious delinquency and foreclosure inventory rates declined on an annual basis, according to CoreLogic’s Loan Performance Insights Report. […]
March 16, 2018

Consumers to See More Green This St. Patrick’s Day

Make sure to don green to ensure the “luck o’ the Irish” come March 17.  St. Patrick’s Days ranks among the year’s most popular eating drinking […]
March 15, 2018

What is Synthetic Identity Fraud?

The use of synthetic identities is causing more credit card losses than ever. However, the rate of growth of this type of fraud is slowing, according […]