budget

July 22, 2016

4 Tips to Beat Elderly Financial Fraud

It’s not hard to sniff out how swindlers prey upon the elderly. They know they respond to mail, phone and front-door solicitations. Older people like to […]
July 20, 2016

Homeownership Obstacles Vary by Ethnicity

While all prospective homebuyers may face challenges to buying a home, the perception of what those obstacles are can take different forms based one’s race or […]
July 18, 2016

Branches Still Integral to Banking’s Future

A few decades ago, the branch of the future was going to be an ATM and a telephone. ATMs and telephone banking were going to transform […]
July 11, 2016

Subprime Decline: Millions of Consumers Boost Scores

The share of U.S. adults with credit scores that are considered “subprime” fell to 20.7% in April, the 6th consecutive year-over-year decline and the lowest level since at […]
July 8, 2016

What Keeps Business Professionals Awake at Night?

The Wall Street Journal rounded up some recent surveys and reports dealing with payments, risk and security issues.  Here are some of the findings. Pay Up: A […]
July 7, 2016

Bank Reputation: Leadership Trumps Performance

What a bank stands for matters more than the products it sells.  This is a key insight for banks to consider if they want to work […]
July 6, 2016

Chip Cards May Bring an End to Some ATMs

By October of this year, ATM owners in the U.S. have to replace or upgrade their machines to accept chip cards or face liability for certain […]
July 5, 2016

U.S. Mortgage Market Looks Very Similar to 2007

The homeownership rate has fallen by more than 4 percentage points since 2008. At the same time, post-crisis reforms banned much of the risky lending that […]
June 28, 2016

Housing Still Faces Obstacles; Could Be ‘Engine of Growth’

The Joint Center for Housing Studies (JCHS) at Harvard University released its 2016 report on The State of the Nation’s Housing. Calling the housing sector “an […]