budget

February 7, 2017

It Will Be Harder to Find a Home This Year

According to several recent industry reports, the amount of residential housing available for sale is low. In fact, according to Pro Teck Valuation Services’ Home Value Forecast for […]
February 6, 2017

Home Equity Demand Picks Up

Thanks to a confluence of factors, many banks and credit unions are predicting a surge in originations of both home equity loans and home equity lines […]
February 3, 2017

What to Buy in February

When considering what to buy in February, remember that winter is half over and retailers want to clear out seasonal merchandise. Presidents Day also falls in […]
February 2, 2017

Rising Interest Rates Take Toll on Home Affordability

November brought a reversal to the growing home affordability with a sudden drop, according to First American Financial Corp.’s Real House Price Index.  What the company calls “real […]
February 1, 2017

Will Businesses Catch Up on the Paperless Trend?

Corporations and banks face at least two of the same issues: reliance on older technology and a need to trim expenses.  One way for them to […]
January 31, 2017

Down Payments Eat Up Large Chunk of Income

To meet a 20% down payment, homebuyers on average have to spend more than two-thirds of the average annual income, according to a report from Zillow. […]
January 27, 2017

Tax Deductions: Are You at Risk for an Audit?

Like it or not, tax season is upon us.  As you begin to itemize your 2016 deductions, are you concerned that your numbers might be large […]
January 26, 2017

Higher Interest Rates Could Hit Some Homeowners Hard

Mortgage rates, while down over the past two weeks, have trended higher since the election of President-elect Donald Trump.  In December, the Federal Reserve made its first and last […]
January 25, 2017

Credit Defaults Expected to Slow

Credit managers continue to believe credit defaults will increase over the next 12 months, although the overall sentiment is improving, according to the latest quarterly survey […]