Banking

September 17, 2015

Commercial Credit Is the New Mortgage Credit

In the wake of an unprecedented U.S. housing bust that evolved into a global financial crisis, the business of bundling home loans that aren’t backed by […]
September 16, 2015

What is the Cost of a "Modest" Lifestyle?

Most people are perfectly content taking the Goldilocks approach to lifestyle – not so frugal that your family is uncomfortable, and not so extravagant that you […]
September 15, 2015

16 Ways You Exposing Yourself to Fraud

Stand in front of a mirror – there is the enemy. Fraud doesn’t happen to you in a vacuum. Our personally identifying information (PII) doesn’t just get magically […]
September 14, 2015

Are We Heading Toward Another U.S. Recession?

Some advice for President Barack Obama’s successor: bring a plan to fight the next recession.  That’s one conclusion drawn from a survey of economists, where the […]
September 10, 2015

Consumers Not Optimistic About Housing Market

The first Fannie Mae Home Purchase Sentiment Index fell 0.5 points to 80.8 in August from where it would have been in July.  This new index […]
September 9, 2015

What to Buy in September

Put big-ticket items on your list of things to buy in September. With the first cool winds of fall come sales on major consumer products. Retailers […]
September 8, 2015

Fewer Homes in Negative Equity

The U.S. negative equity rate dropped below 15% in the second quarter of 2015, according to the Zillow Negative Equity Report, but nearly 20% of condo-owners […]
September 7, 2015

Labor Day Drivers Will Save $1 Billion This Holiday

Labor Day is historically one of America’s busiest driving holidays, but this year it’s likely to be remembered for being one of the cheapest.  With gas […]
September 4, 2015

Can You Buy A Home Without Perfect Credit?

Buying a home requires having a healthy amount of cash on hand, a solid payment history over at least the past year or two, and a […]