Posts Tagged ‘saving’

73% of Americans Have Financial Regrets

Posted on June 06, 2017 by Laura Lam

Nearly 3-in-4 U.S. adults have financial regrets, according to a new Bankrate.com report. The most common is not saving for retirement early enough, followed by not saving enough for emergency expenses and taking on too much credit card debt. Taking on too much student loan debt is fourth, however, it tops the list among older millennials (27-36 year-olds). Fifth overall is not saving enough for your children’s education and sixth is buying more house than you could afford. Baby Boomers are the most likely to regret not saving for retirement earlier; remorse over this issue grows steadily from age 18-62. It’s…

What to Buy in April

Posted on April 07, 2017 by Laura Lam

It’s officially spring, and retailers are preparing for warm weather and hotter sales. In April consumers will find deals on everything from travel to jewelry, as well as a few winter leftovers.  Although the selection of last season’s goods will be even slimmer than it was in March, prices may be deeply discounted.  Don’t be tempted by shiny new grills or bright new summer styles as better prices will be offered after the start of the season.  Here are this month’s steals and deals, from Cheapism.com. Car Accessories/Parts – April is National Car Care Month, so auto parts stores and service…

What to Buy in November

Posted on November 04, 2016 by Laura Lam

To buy or not to buy in November? That’s the big question as the biggest shopping season of the year kicks off. Between Black Friday and other holiday promotions, seemingly everything is on sale this month, as retailers advertise “the biggest discounts of the year.” Cheapism lets us know  what’s really worth buying in November — and what will be discounted further in the weeks following. Halloween Novelties – When Halloween is over and done, retailers waste no time clearing the shelves. Now is the time to find next year’s costume, often at half off. Halloween decorations and candy are also…

What to Buy in October

Posted on October 03, 2016 by Laura Lam

When it comes to shopping, October is an odd month sitting smack in the middle of the back-to-school frenzy and the holiday extravaganza. But there are plenty of October deals to be had. The best buys range from leftover items from previous months to goods discounted in advance of the big shopping days to come. Cheapism outlines this month’s steals and deals. Halloween Stuff – Unless you thought way ahead and bought a costume and decorations last November, when prices were at their lowest, be on the lookout for bargains this month. The closer the holiday, the bigger the deals,…

What to Buy in September

Posted on September 26, 2016 by Laura Lam

Put big-ticket items on your list of things to buy in September. With the first cool winds of fall come sales on major consumer products. Retailers are looking to clear shelf space ahead of the holiday season and juice spending in the lull after kids return to school. Labor Day presents the best discounts on many items until Black Friday rolls around. Here are the best September deals to seek out, according to Cheapism. Mattresses and Linens – Labor Day sales kick off the action early in September. This is one of two times a year when mattress retailers offer deep…

What to Buy in August

Posted on August 12, 2016 by Laura Lam

August is all about back-to-school deals. Even frugal shoppers without school-age kids can find big discounts this month on items such as electronics and office supplies. This is also the beginning of the end of summer, so August bargains include seasonal products. Cheapism shows us a dozen things consumers will find at cut-rate prices this month. Tax-Free Items – Some states offer tax-free shopping on select days in August. In most cases these sales tax holidays apply only to select goods, such as clothing and school supplies. Check your state government’s website for dates and restrictions. This could be a good…

Raising Rich (Unspoiled) Kids

Posted on June 24, 2016 by Laura Lam

Ever wonder how to set you your kids to be financially successful adults without spoiling them?  The financial advisors at the Daily Worth have put together the lessons they’ve learned through life as well as additional strategies that can make an even bigger difference. Start Early – The sooner kids learn the value of money and how to manage it, the better. An allowance is a good teaching tool, but it can also be pointless if you don’t have a plan and clear rules.  Try one of these tactics: Give your children a certain amount each week (something reasonable for…

What to Buy in March

Posted on March 04, 2016 by Laura Lam

The weather may be variable, but retailers stick to a seasonal schedule no matter what, and that means savings for smart consumers. March is the time to focus on filling the larder, spring cleaning, and prepping for warmer weather. Many February deals may still be in effect, albeit with smaller selections on goods such as winter apparel and Valentine’s Day chocolate.  Cheapism and TODAY offer this list of March’s steals and deals. Buy: Valentine’s Day leftovers – While the last half of February saw a decent selection of  discounted chocolate after Valentine’s Day, the treats still on the shelves in March will be discounted further…

Student Savvy: Saving Money in 2016

Posted on January 11, 2016 by Saldutti

The new year often inspires new habits and goals one wants to accomplish in the coming year. This year, many Americans have made the resolution to save their money. The hard part of new year’s resolutions is always following through with the goal. These simple steps will help you ensure you are on the right path to save in 2016: Understand financial literacy.  According to the University of Massachusetts, financial literacy is a prime factor when it comes to people building wealth over time. People are more likely to save their money over the years if they understand basic concepts…

What to Buy in September

Posted on September 09, 2015 by Saldutti

Put big-ticket items on your list of things to buy in September. With the first cool winds of fall come sales on major consumer products. Retailers are looking to clear shelf space ahead of the holiday season and juice spending in the lull after children return to school. Labor Day presents the best discounts on many items until Black Friday rolls around. Cheapism.com lists some of the best September deals to seek out. Mattresses and Linens – Labor Day sales kick off the action early in September. This is one of a few times a year when mattress retailers offer…