Posts Tagged ‘retail’

What to Buy in October

Posted on October 06, 2017 by Laura Lam

When it comes to shopping, October is an odd month sitting smack in the middle of the back-to-school frenzy and the holiday extravaganza. But there are plenty of October deals to be had. The best buys range from leftover items from previous months to goods discounted in advance of the big shopping days to come. Halloween Stuff – Unless you bought a costume and decorations last November, when prices were at their lowest, be on the lookout for bargains this month. The closer the holiday, the bigger the deals, as retailers try to clear the shelves by Halloween. However you won’t find many…

CMBS Delinquencies Continue to Decline

Posted on October 05, 2017 by Laura Lam

Trepp, LLC, a leading provider of information, analytics, and technology to the structured finance, commercial real estate, and banking markets, recently released its September 2017 US CMBS Delinquency Report.  For the third straight month, the Trepp CMBS Delinquency Rate was pushed lower. The delinquency rate for US commercial real estate loans in CMBS is now 5.40%, a decrease of four basis points from August. The September 2017 rate is now 62 basis points higher than the year-ago level. “After more than two years, the ‘wave of maturities’ has been reduced to a mere ripple,” according to Manus Clancy, Senior Managing…

2017 Back-to-School Spending to Reach $83.6 Billion

Posted on August 18, 2017 by Laura Lam

With consumer confidence rising and more young people in school, back-to-college spending is expected to hit an all-time high this year while back-to-school spending is expected to see its second-highest spending level on record, according to NRF’s annual survey conducted by Prosper Insights & Analytics. Total combined spending is expected to reach $83.6 billion, an increase of more than 10% over last year’s $75.8 billion. U.S. parents are expected to spend an average of $688 on back-to-school items this year, an increase over 2016 spending of $674. The best deals will be available to parents who shop either very early…

What to Buy in June

Posted on June 02, 2017 by Laura Lam

Warm weather, wedding season, and hurricane season all bring discounts in June. Consumers will also find continuing sales on some items that were good deals in May. Here’s a look at the best things to buy this month from Tropical Vacation – June signals the onset of hurricane season and sweltering temperatures in the Caribbean. For travelers willing to take their chances with the weather, this is the perfect time to scoop up deals on cruises and tropical vacation packages, especially for last-minute bookings. Alaskan Cruise – Mid-June marks the end of the off-season for travel to Alaska, a popular summer…

What to Buy in May

Posted on May 05, 2017 by Laura Lam

As warm weather moves in and the school year winds down, May is the time to prepare for summer celebrations. Stock up for graduation parties and Memorial Day barbecues with deals on household goods and entertaining essentials, among other bargains.  Here are this month’s steals and deals from Kitchenware – Cookware and small kitchen appliances are promoted heavily in May as retailers target college graduation and wedding season. Wrap up a set of pots and pans for a grad’s first apartment, or shower newlyweds with kitchenware that will last for years. For more discounts, keep an eye out for…

What to Buy in April

Posted on April 07, 2017 by Laura Lam

It’s officially spring, and retailers are preparing for warm weather and hotter sales. In April consumers will find deals on everything from travel to jewelry, as well as a few winter leftovers.  Although the selection of last season’s goods will be even slimmer than it was in March, prices may be deeply discounted.  Don’t be tempted by shiny new grills or bright new summer styles as better prices will be offered after the start of the season.  Here are this month’s steals and deals, from Car Accessories/Parts – April is National Car Care Month, so auto parts stores and service…

Student Loan Debt: A $1.3 Trillion Crisis

Posted on March 21, 2017 by Laura Lam

According to the New York Federal Reserve, U.S. student loan debt has soared to $1.3 trillion becoming the second highest consumer debt category, more than both credit cards and auto loans.  Washington College President and former Federal Deposit Insurance Corporation (FDIC) Chair Sheila Bair said the student loan debt crisis could spark next financial crisis, since it is a “tremendous drag” on the U.S. economy. During the financial crisis of 2008–09, excessive mortgage debt collapsed consumer spending as more families opted to pay off debt. Bair said the same dynamic could be seen if the student debt bubble bursts.  “With…

What to Buy in March

Posted on March 10, 2017 by Laura Lam

The weather in March may be variable, but retailers stick to a seasonal schedule no matter what – and that means savings for smart consumers. March is the time to hit end-of-season sales, fill the larder, and prep for warmer weather. Many February deals may still be in effect – but with much smaller selections.  Also, don’t expect to find deals on many big-ticket items.  Here are this month’s steals and deals from Cheapism. Buy: Valentine’s Day Chocolate – While the last half of February saw a decent selection of discounted chocolate after Valentine’s Day, the treats still on the shelves in March will…

Cautious Cupid: Consumers More Frugal this Valentine’s Day

Posted on February 14, 2017 by Laura Lam

After a decade-long increase, Valentine’s Day spending is expected to decline this year, according to the annual survey released today by the National Retail Federation (NRF) and Prosper Insights & Analytics.  U.S. consumers are expected to spend an average $136.57, down from last year’s record-high $146.84. Total spending is expected to reach $18.2 billion, down from $19.7 billion last year, which was also a record. “This is one day of the year when millions find a way to show their loved ones they care regardless of their budget,” said NRF President and CEO Matthew Shay.  “Retailers recognize that their customers…

What to Buy in February

Posted on February 03, 2017 by Laura Lam

When considering what to buy in February, remember that winter is half over and retailers want to clear out seasonal merchandise. Presidents Day also falls in February, giving many people a 3-day weekend and extra time to shop.  This combination offers consumers a month filled with deals galore.  Here are February’s steals and deals, according to Electronics – With Black Friday and Christmas long past, retailers are eager to sell leftover electronics to make room for new gadgets. January’s Consumer Electronics Show and Super Bowl Sunday (Feb. 5 this year) spur deals on TVs, home theater systems, and other components….