Archive for December, 2010

Successful New Year's Resolutions

Posted on December 30, 2010 by Saldutti

Many people view New Year’s Day as a fresh beginning as it is the start of a new year full of potential and promise. We celebrate our surviving the passing year and rejoice in the promise before us and part of that celebration is contemplation of what we want to be in the coming year. That is really what the resolution is about—what we want to become. It is our vision the new and improved self. Some New Year’s resolutions are popular year after year.  According to several surveys, losing weight, getting fit and quitting smoking are always top contenders….

Festive Facts & Figures – Holiday Edition

Posted on December 22, 2010 by Saldutti

Ever wonder how much time we devote to celebrating the winter holidays? According to the latest Consumer Reports Holiday Shopping Poll, the average American expects to spend about 42 hours buying, wrapping, and returning gifts, as well as partying and traveling to visit family and friends.  Here’s a look at how Americans will be spending their time this holiday season: On Gifts • Consumers will spend lots of time gift-shopping, 15 hours on average.  Women plan to spend twice as long as their male counterparts, 20 hours versus 10 hours respectively. • Shoppers expect to wait in store check out…

Exchange Less, Give More This Holiday Season

Posted on December 15, 2010 by Saldutti

With Black Friday and Cyber Monday behind us, the season of shopping is in full swing. Thousands of gift cards have already been purchased for holiday exchange.  Have you ever swapped gift cards for the same value with a friend or family member? We have. Does it make your holidays feel like they have become more about meaningless exchange than the true spirit of giving? Us too. This year, Americans will spend over $24 billion on gift cards alone, averaging $40 each. Imagine if, instead of giving you a piece of plastic, your friends and family gave a $40 donation…

Throw an Office Holiday Party on a Budget

Posted on December 08, 2010 by Saldutti

Times are tough and the traditions of years past might seem like luxuries now. Businesses have to carefully decide how to spend their money. This year, throwing a big office holiday party may qualify as an expense that not everyone can afford. From renting a space to paying for food, party budgets can quickly spiral out of control. Fortunately, there are several ways you can trim costs on your traditional office party to make it more affordable. Or, if a party isn’t even an option for your budget this year, there are certainly other ways to celebrate with your employees…

Consumers Pay Lower Monthly Payments

Posted on December 01, 2010 by Saldutti

Recently, Experian®, a global credit information group, released its insights on average monthly payments of the top 25 metropolitan areas.  The study found that nationally, consumers are paying $903 per month on their bills, which could include a combination of credit cards, auto loans and leases, and mortgages – a decrease of two percent in the last three years. The study also reveals that Washington D.C., Seattle and Baltimore top the list with the highest average monthly payments with Washington D.C. coming in at 42 percent higher than the national average.  Cities with the lowest payments include Cleveland, Tampa and…